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  • Dulce Matuz | American Traditions Realty, LLC Blog

    Thursday, August 4, 2022   /   by Dulce Matuz

    Renovating Your Home? Check Our FAQ’s!

    1. How do I pick a contractor?

    Ideally, you want to build the same kind of relationship with your contractor as you do with your real estate agent: one built on trust that makes you want to go back to that person for any future needs. Your contractor should be a very good listener and communicator. You want them to “get” your vision for your home, and to keep you in the loop every step of the way. Do your due diligence by checking out contractors’ reputations, talking with other clients, and looking at work they have done previously before you make your selection.

    2. How much will my project cost?

    Of course, the answer depends upon the scope of your project, but in order to get the best estimate from your contractor, take time to write down each detail of your plan so that the contractor can include everything in their estimate. Renovations are famous for taking longer and costing more than originally planned, but this is often because the homeowner makes a; ...

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      home renovations, home tips

    Wednesday, July 6, 2022   /   by Dulce Matuz

    What to Check on Your Final Walk-Through

    The final walk-through of your new home is an exciting event. It means you have successfully maneuvered through negotiations, inspections, and financing approval, and are on the verge of signing your closing papers. Most buyers attend the final walk-through with thoughts of furniture placement and paint colors in their heads. But the walk-through is not about making sure your favorite chair will fit by the fireplace. Be sure to do your due diligence to ensure no issues should be resolved before you reach the closing table.
     
    The purpose of the final walk-through is to ascertain that the home is being conveyed to you in the same condition it was when you agreed to purchase it. Here are a few of the things you should check:
     
    1) Make sure no damage has occurred to the home that the sellers are responsible for repairing. Weather conditions or careless movers can cause accidental damage, and old and forgotten damage may be uncovered when the sellers’ belongings are re. ...

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      buying, investing, investment, first time buyer

    Wednesday, June 8, 2022   /   by Dulce Matuz

    Should You Sell to an Instant Offer Company?

    There’s a new term in real estate: iBuyer.
    iBuyers, short for instant buyers, give sellers an almost instantaneous offer on their homes. Also called instant offer companies, iBuyers promise sellers an offer within a couple of days and closing dates within one to two weeks. Some popular iBuyers include Opendoor, Offerpad, Redfin Offers. 
    Unlike house flippers, iBuyers aren’t looking for distressed homes. iBuyers purchase moderately-priced homes, fix them up as needed, and relist them.
     
    The obvious downside to selling to an iBuyer is that you will not get top dollar for your home. They are looking for homes where they can make a specific profit margin. Typically, the company will analyze your home online, using algorithms to come up with a value. For example, Zillow Offers will most likely offer you their Zestimate price. Sellers should expect an offer of about 10% under fair market value.
     
    iBuyers accept a tiny percentage of the homes submitted. If t; ...

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      buying, investing, investment, selling

    Monday, April 25, 2022   /   by Dulce Matuz

    8 Reasons Why Real Estate is the Best Investment

    Real estate has long been considered a solid investment for many reasons. It is a relatively safe and easy way for people to build wealth beginning with a small amount of money. If you are interested in investing in real estate, I’d be happy to help you find the right properties.

    Here are some of the ways investing in property can help you build an investment portfolio.

    1. Real estate investments can provide you with a reliable and steady cash flow. Investing in rental properties is relatively easy as expenses are predictable and if your properties remain occupied you know what to expect in terms of profit margin.

    2. Real estate appreciates in value. Real estate consistently appreciates, even during economic downturns, making it one of the more reliable investments. On average, real estate in the US appreciates between 3-5% annually.

    3. Real estate investments help you retire. If you have been paying on your mortgage throughout your working years, you will experie; ...

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      investing, investment

    Thursday, March 17, 2022   /   by Dulce Matuz

    Is It Smart To Refinance?

    Your home mortgage is an important investment in your future, and a mortgage refinance can be a smart move to help you manage your investments when used under the right circumstances. Here are some things to consider about refinancing your mortgage.
     
    Simply put, when you refinance your mortgage, you are taking out a new loan to pay off your original mortgage, so the first question to ask yourself maybe is there a better product available to you than what you started with?
     
    Refinancing allows you to borrow against the equity you have built up in your home and take out the cash you can use to pay off other debt, make home improvements, or invest in your retirement. For example, let’s say you have $70,000 of equity in your home, but still owe $175,000 on your mortgage. You may take out a new mortgage for $200,000 that is used to pay off the first mortgage, and then pays you $25,000 in cash. If you have made regular payments on your initial mortgage for at least f; ...

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      mortgage, refinance, refinancing